How it works
You can contact our business loan broker Sterling Heights office by phone at (586) 366-7772 during business hours, Monday through Friday, 9 AM to 5 PM. Our office sits on Hall Road between Schoenherr and Hayes, with easy access from M-53 and I-696 for clients driving in from Troy, Rochester Hills, or Shelby Township. No appointment is required for a phone consultation, but we recommend scheduling if you plan to visit in person so we can reserve time to review your situation without interruption.
When you call, have your basic business details ready: entity type, time in business, annual revenue, and what you're hoping to finance. We won't ask for sensitive documents during the first conversation. Instead, we'll explain which loan structures suit your profile and what underwriters will scrutinize before approval.
Gather three items before your call: your most recent business tax return, a year-to-date profit-and-loss statement, and a rough idea of how much capital you need. These documents let us assess whether SBA 7(a), working capital, equipment financing, or another product fits your cash flow and collateral position. If you're purchasing commercial real estate along the Van Dyke or Mound Road corridors, bring the property address and purchase agreement so we can discuss loan-to-value parameters.
We treat every inquiry as the start of a relationship, not a transaction. That means we'll tell you honestly if your file needs strengthening before submission, which saves you hard credit pulls and declinations that damage your borrowing position.
### Our Office Location and Service Area
Our Sterling Heights office at 11080 Hall Rd serves business owners throughout Macomb and Oakland counties. We work daily with manufacturers in Warren, retailers in Royal Oak, contractors in Clinton Township, and service companies in Fraser. Whether you're ten minutes away in Center Line or thirty minutes north in Mount Clemens, we understand the local commercial landscape and the lenders who finance it.
You can learn more about our Sterling Heights presence and community ties on our city hub page, or jump directly to our Apply Now portal if you're ready to submit documentation.
How it works
After your first call, we'll outline two or three loan structures that match your underwriting profile and send you a simple checklist of documents to upload. Most files move to lender review within 48 hours of receiving complete paperwork. We stay in close contact throughout underwriting, translating lender questions and negotiating terms on your behalf.
If your situation requires creative structuring, layering a business line of credit with invoice factoring, for example, we'll explain the mechanics and timing so you understand exactly how funds will flow.
Our About page details our broker model and why relationship-over-transaction matters when your business's financial future is on the line.
Reach us
Prefer to talk it through first? Call a local advisor and we will ask a few questions about your business, then let you know whether your profile fits commercial programs.
We are a broker, not a lender. There is no cost to apply and no obligation.
Service areas
We broker commercial financing for businesses across Sterling Heights and the surrounding communities.
Royal Oak's Woodward Avenue corridor and walkable downtown support restaurants, salons, fitness studios, medical practices, and creative agencies.
Common questions
Why Sterling Heights owners trust Lakeridge Commercial Capital
Talk to a local advisor and get matched to the right program, no obligation.