Business loans in Utica support the city's strong manufacturing base and the commercial corridor along Van Dyke Avenue. Lakeridge Commercial Capital works with companies near the M-59 interchange and throughout the industrial parks that anchor Utica's economy, from precision machining shops to logistics providers serving the automotive supply chain.
Utica sits at the crossroads of Macomb County's industrial heartland. Your neighbors include tool-and-die manufacturers, contract packaging operations, and the skilled-trades employers that make this area a manufacturing hub. Whether your shop is expanding capacity or you need to bridge a cash-flow gap between purchase orders, the right financing structure matters. We broker SBA loans for owner-occupied real estate and long-term growth capital, working capital loans for seasonal inventory builds, and equipment financing for CNC mills, forklifts, and production lines.
Loan programs
Every Utica business brings a different story to underwriting. A business line of credit gives you revolving access to funds when contracts spike. Invoice factoring turns receivables into same-day cash without adding debt to your balance sheet. Merchant cash advances work for retail and hospitality businesses with steady card sales. Short-term business loans solve immediate needs, while small business loans cover a range of growth and stabilization scenarios.
We explain which program fits your revenue cycle, time in business, and collateral position. Then we present your file to the lenders who fund deals like yours.
Underwriters evaluate cash flow, credit, collateral, and industry risk. A broker knows which lenders specialize in manufacturing, which accept lower time-in-business, and which move fastest when you need equipment delivered next month. You save weeks of trial and error, and you get a single point of contact who speaks both your language and the lender's.
From our office at 11080 Hall Rd in Sterling Heights, we serve Utica companies within a ten-minute drive. Call (586) 366-7772 to discuss your file. Relationship over transaction means we walk you through underwriting before you ever sign an application.
What we broker
For Utica businesses, matched to the right lender.
Learn moreFor Utica businesses, matched to the right lender.
Learn moreFor Utica businesses, matched to the right lender.
Learn moreFor Utica businesses, matched to the right lender.
Learn moreFor Utica businesses, matched to the right lender.
Learn moreFor Utica businesses, matched to the right lender.
Learn moreFor Utica businesses, matched to the right lender.
Learn moreFor Utica businesses, matched to the right lender.
Learn moreServing the Utica area

We know which lenders fund which kinds of Sterling Heights businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Why Sterling Heights owners trust Lakeridge Commercial Capital
Talk to a local advisor and get matched to the right program, no obligation.