Small business
Small business loans in Troy provide capital for growth, equipment purchases, working capital, and real estate acquisition. Lakeridge Commercial Capital brokers multiple loan programs, SBA 7(a), equipment financing, working capital lines, commercial real estate loans, invoice factoring, and business lines of credit, matching Troy businesses with lenders whose underwriting criteria align with your file. Our office at 11080 Hall Rd in Sterling Heights serves Troy companies along the Big Beaver corridor and throughout Oakland County, just minutes from your location.
Small business
A small business loan delivers lump-sum or revolving capital to fund operations, purchase assets, or expand. Troy's dense concentration of automotive suppliers, engineering firms, and professional services along the I-75 and Big Beaver corridors creates demand for flexible financing that matches revenue cycles and contract timelines. Because we operate as a broker, not a lender, we review your financials through an underwriter's lens, cash flow, credit profile, collateral, and industry risk, then connect you with programs that fit.
When a Troy-based precision machining shop needs a CNC mill to fulfill a Tier-1 contract, equipment financing secures the asset while preserving working capital. When a consulting firm in the Somerset Collection area faces a seasonal cash gap, a business line of credit bridges payroll until invoices clear. Understanding what underwriters approve, and why, is the foundation of our relationship-over-transaction approach.
We start every conversation by asking what the money will accomplish and how your business generates cash to repay it. Troy companies benefit from our proximity, our Sterling Heights office is a short drive down Hall Road, and our familiarity with Oakland County's commercial landscape. We pre-qualify your scenario against lender guidelines before submitting a file, saving time and protecting your credit inquiries.
Our process is transparent: we explain which documents underwriters require, why certain loan structures fit your tax returns better than others, and what red flags to address before submission. Whether you need an SBA 7(a) loan for a Troy acquisition or invoice factoring to smooth automotive-supplier payment delays, we broker the match.
Equipment financing
A Troy engineering firm wins a multi-year contract requiring new CAD workstations and simulation software. The owner's bank offers a term loan but requires a personal-residence lien. We broker an equipment-financing structure that uses the hardware as collateral, leaving the home untouched. The relationship continues: when the firm later pursues office space near the Troy Civic Center, we source commercial real estate financing that aligns with the contract's revenue schedule.
For more on Troy business financing, visit our Troy area hub. Broader program details appear on our Sterling Heights hub.
Call (586) 366-7772 to discuss your Troy small-business-loan scenario.
Common questions
Why Sterling Heights owners trust Lakeridge Commercial Capital
Talk to a local advisor and get matched to the right program, no obligation.
